Visa Desjardins has, for the second time in as many months, deemed some of my account activity suspicious. Since they're on the hook, financially, for unauthorized transactions I can understand them having a certain bias towards prudence, but in both cases when I spoke to a CSR, the reason stated was quite vague ("this activity doesn't fit your account's pattern").
I would love to learn (out of personal interest, really, I'm not complaining!) about the decision rules or heuristics that apply here considering the two suspicious charges that were delayed this weekend.
The first is a 25$ renewal of my Flickr Pro account, charged by Yahoo. The CSR said that getting a charge from an online service provider was flagged. Never mind that I've got monthly credit-card charges from my ISP for Internet access, and from rsync.net for storage space, and that my account has, in the past, seen charges from a large gaggle of other online sellers.
The second is even more comical: it's a charge from a gas station in Kanata.
The green placemark is the Esso station where I always fill up, it's at the corner of Solandt and March in Kanata, right next to the office. It was closed this week, so I went to the Shell station instead (the red placemark) 1200 meters away. That got me flagged. Really.